{"id":19108,"date":"2024-06-12T09:54:27","date_gmt":"2024-06-12T07:54:27","guid":{"rendered":"https:\/\/fhi.nl\/?page_id=19108"},"modified":"2026-01-22T14:49:47","modified_gmt":"2026-01-22T13:49:47","slug":"fhi-verzekeringen","status":"publish","type":"page","link":"https:\/\/fhi.nl\/en\/fhi-verzekeringen\/","title":{"rendered":"FHI insurance"},"content":{"rendered":"<header id=\"header\" class=\"header header--low\">\n\n\t\n\t\t\t<div class=\"header__background header__background--graphic\"><\/div>\n\t\n\t<div class=\"container\">\n\t\t<div class=\"header__content\">\n\t\t\t<div class=\"header__first header__first--alone\">\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<h1 class=\"header__title\" >\n\t\t\t\t\tFHI insurance\t\t\t\t<\/h1>\n\n\t\t\t\t<div class=\"header__dots-line\">\n\t\t\t\t\t<svg width=\"431\" height=\"9\" viewbox=\"0 0 431 9\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M430.799 4.192a1.136 1.136 0 1 1-2.272-.001 1.136 1.136 0 0 1 2.272 0Zm-27.272 0a1.135 1.135 0 1 1-2.27 0 1.135 1.135 0 0 1 2.27 0Zm-27.27 0a1.136 1.136 0 1 1-2.272-.001 1.136 1.136 0 0 1 2.272 0Zm-27.272 0a1.39 1.39 0 1 1-2.78 0 1.39 1.39 0 0 1 2.78 0Zm-27.78 0a1.645 1.645 0 1 1-3.29 0 1.645 1.645 0 0 1 3.29 0Zm-28.29 0a1.9 1.9 0 1 1-3.799 0 1.9 1.9 0 0 1 3.799 0Zm-28.799 0a2.154 2.154 0 1 1-4.308 0 2.154 2.154 0 0 1 4.308 0Zm-29.308 0a2.41 2.41 0 1 1-4.819 0 2.41 2.41 0 0 1 4.819 0Zm-29.819 0a2.663 2.663 0 1 1-5.326.001 2.663 2.663 0 0 1 5.326-.001Zm-30.327 0a2.919 2.919 0 1 1-5.837 0 2.919 2.919 0 0 1 5.837 0Zm-30.837 0a3.173 3.173 0 1 1-6.345.001 3.173 3.173 0 0 1 6.345 0Zm-31.346 0a3.428 3.428 0 1 1-6.856 0 3.428 3.428 0 0 1 6.856 0Zm-31.856 0a3.683 3.683 0 1 1-7.365 0 3.683 3.683 0 0 1 7.365 0Zm-32.365 0a3.937 3.937 0 1 1-7.875 0 3.937 3.937 0 0 1 7.875 0Zm-32.874 0a4.192 4.192 0 1 1-8.384 0 4.192 4.192 0 0 1 8.384 0Z\" fill=\"#FFF960\"\/><\/svg>\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/header>\n\n\n\n\n\n<div class=\"text bg--offwhite\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class='heading-wrapper'><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"6.394\" cy=\"6.5\" r=\"6.394\" fill=\"#000\"\/><\/svg><h2>Certainty for technology entrepreneurs <\/h2><\/div>\t\t\t\t\t\t<div class=\"text__content text__content--2-col\">\n\t\t\t<h3>Why this collaboration?<\/h3>\n<p>As an FHI member, you benefit from a trade association that knows your sector inside and out, and an insurance broker with extensive experience in the technology industry. The result: a competitively priced, fully customized insurance package that allows you to innovate without worry.<\/p>\n<h3>The benefits at a glance<\/h3>\n<ul>\n<li><strong>Industry-specific coverage<\/strong> \u2013 insurance policies that match R&amp;D, production and service activities in the technology sector.<\/li>\n<\/ul>\n<ul>\n<li><strong>Exclusive FHI discount<\/strong> \u2013 additional member benefits on top of competitive premiums.<\/li>\n<li><strong>Dedicated advisor, available 24\/7<\/strong> \u2013 one permanent contact person who is familiar with your file and can take immediate action.<\/li>\n<li><strong>Free second opinion<\/strong> \u2013 insight into duplicate or unnecessary coverage and premiums.<\/li>\n<li><strong>Framework agreements with top insurers<\/strong> \u2013 more extensive terms and conditions, less small print and fast claims handling.<\/li>\n<li><strong>Clear pension solutions<\/strong> \u2013 complete advice, employee onboarding and clear communication.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>How it works: three simple steps<\/h3>\n<ol>\n<li><strong>Risk scan<\/strong><br \/>\nIn a short intake interview, Klap will map out your current risks and compare them with your existing policies.<\/li>\n<li><strong>Personal proposal<\/strong><br \/>\nYou will receive clear advice with savings and improvement points, including a <strong>free second opinion<\/strong>.<\/li>\n<li><strong>Arranged immediately<\/strong><br \/>\nOnce approved, Klap immediately puts the new policies into effect and any overlap is neatly closed off.<\/li>\n<\/ol>\n<h3>Second opinion: making sure you&#039;re in the right place<\/h3>\n<p>Many companies don&#039;t regularly review their insurance policies, even though activities, revenue, and risks change over time. Think of data breaches or supply chain disruptions. The free second opinion provides insight into whether your coverage still aligns with your current operations, whether you&#039;re paying for overlapping or outdated policies, and whether you&#039;re benefiting from the most competitive market and member rates.<\/p>\n<p>You&#039;ll receive a clear report with concrete savings and improvement recommendations. No obligations, just insight.<\/p>\n<h3>Knowing more?<\/h3>\n<p>Contact Ruud for a free risk assessment. You&#039;ll know how much you can save within a week.<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"usps-block bg--white usps-block--images-high\">\n\t<div class=\"container\">\n\t\t<div class=\"usps-block__header\">\n\t\t\t\t\t\t\t<div class='heading-wrapper'><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"6.394\" cy=\"6.5\" r=\"6.394\" fill=\"#000\"\/><\/svg><h2>Ask for advice from:<\/h2><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"usps-block__wrapper-columns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t<div class=\"usps-block__column\" >\r\n\t\t<div class=\"usps-block__column-wrapper\">\t\t<div class=\"img-wrapper\">\r\n\t\t\t<div class=\"img-background\"><\/div>\r\n\t\t\t<div class=\"img-background--hover\"><\/div>\r\n\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1920\" src=\"https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-scaled.jpg\" class=\"background-img\" alt=\"\" srcset=\"https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-scaled.jpg 1920w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-300x300.jpg 300w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-1024x1024.jpg 1024w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-150x150.jpg 150w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-768x768.jpg 768w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-1536x1536.jpg 1536w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-2048x2048.jpg 2048w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-12x12.jpg 12w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-1080x1080.jpg 1080w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-480x480.jpg 480w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-283x283.jpg 283w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-640x640.jpg 640w, https:\/\/fhi.nl\/app\/uploads\/2024\/10\/Foto-Ruud-200x200.jpg 200w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t<\/div>\r\n\r\n\t\t<div class=\"content-wrapper\">\r\n\t\t\t\t\t\t\t<a href=\"mailto:rrooker@klap.com\" class=\"content-wrapper__link\" target=\"_blank\" rel=\"noopener noreferrer\"><\/a>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"content-wrapper__text\">\r\n\t\t\t\t\t<div class=\"content-wrapper__text-top\">\r\n\t\t\t\t\t\t<div class=\"content-wrapper__text-title h4\">Ruud Rooker <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"content-wrapper__text-subtitle h5\">Tel: +31 (0) 6 12999202 <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"content-wrapper__bottom\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"content-wrapper__phone\" href=\"tel:+31612999202%20\" >\r\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><!--!Font Awesome Free 6.7.2 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2025 Fonticons, Inc.--><path fill=\"#fff\" d=\"M164.9 24.6c-7.7-18.6-28-28.5-47.4-23.2l-88 24C12.1 30.2 0 46 0 64c0 247.4 200.6 448 448 448 18 0 33.8-12.1 38.6-29.5l24-88c5.3-19.4-4.6-39.7-23.2-47.4l-96-40c-16.3-6.8-35.2-2.1-46.3 11.6L304.7 368c-70.4-33.3-127.4-90.3-160.7-160.7l49.3-40.3c13.7-11.2 18.4-30 11.6-46.3l-40-96z\"\/><\/svg>\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"content-wrapper__email\" href=\"mailto:rrooker@klap.com\" >\r\n\t\t\t\t\t\t\t\t<svg width=\"23\" height=\"16.25\" viewbox=\"0 0 23 16.25\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g clip-path=\"url(#clip0_1360_5391)\"><path d=\"M21.733 0H1.483c-.408 0-.74.41-.74.912v14.433c0 .502.332.911.74.911h20.25c.408 0 .74-.409.74-.911V.912c0-.503-.332-.912-.74-.912ZM2.017 2.246l6.091 4.98-6.091 6.522V2.246Zm9.591 5.959L3.49 1.568h16.236l-8.118 6.637Zm-2.4-.08 1.99 1.627a.645.645 0 0 0 .41.153.647.647 0 0 0 .41-.153l1.99-1.626 6.128 6.563H3.08l6.129-6.563Zm5.9-.899 6.091-4.98v11.502l-6.09-6.522Z\" fill=\"#fff\"\/><\/g><\/svg>\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t<\/div>\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"usps-block bg--offwhite usps-block--images-high\">\n\t<div class=\"container\">\n\t\t<div class=\"usps-block__header\">\n\t\t\t\t\t\t\t<div class='heading-wrapper'><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"6.394\" cy=\"6.5\" r=\"6.394\" fill=\"#000\"\/><\/svg><h2>Also useful<\/h2><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"usps-block__wrapper-columns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t<div class=\"usps-block__column\" >\r\n\t\t<div class=\"usps-block__column-wrapper\">\t\t<div class=\"img-wrapper\">\r\n\t\t\t<div class=\"img-background\"><\/div>\r\n\t\t\t<div class=\"img-background--hover\"><\/div>\r\n\t\t\t<img decoding=\"async\" width=\"1456\" height=\"816\" src=\"https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c.png\" class=\"background-img\" alt=\"\" srcset=\"https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c.png 1456w, https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c-300x168.png 300w, https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c-1024x574.png 1024w, https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c-768x430.png 768w, https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c-18x10.png 18w, https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c-576x323.png 576w, https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c-472x265.png 472w, https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c-1142x640.png 1142w, https:\/\/fhi.nl\/app\/uploads\/2024\/05\/josephinefaber_92480_A_modern_sleek_building_with_large_glass_w_b4d204e1-13a9-4a40-9b47-3ad17e04d56c-200x112.png 200w\" sizes=\"(max-width: 1456px) 100vw, 1456px\" \/>\t\t<\/div>\r\n\r\n\t\t<div class=\"content-wrapper\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/fhi.nl\/en\/fhi-advies\/\" class=\"content-wrapper__link\" target=\"\" rel=\"noopener noreferrer\"><\/a>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"content-wrapper__text\">\r\n\t\t\t\t\t<div class=\"content-wrapper__text-top\">\r\n\t\t\t\t\t\t<div class=\"content-wrapper__text-title h4\">Legal advice<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"content-wrapper__bottom\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t<\/div>\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t<div class=\"usps-block__column\" >\r\n\t\t<div class=\"usps-block__column-wrapper\">\t\t<div class=\"img-wrapper\">\r\n\t\t\t<div class=\"img-background\"><\/div>\r\n\t\t\t<div class=\"img-background--hover\"><\/div>\r\n\t\t\t<img decoding=\"async\" width=\"1456\" height=\"816\" src=\"https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding.jpg\" class=\"background-img\" alt=\"\" srcset=\"https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding.jpg 1456w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding-300x168.jpg 300w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding-1024x574.jpg 1024w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding-768x430.jpg 768w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding-18x10.jpg 18w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding-576x323.jpg 576w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding-472x265.jpg 472w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding-1142x640.jpg 1142w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/afbeelding-200x112.jpg 200w\" sizes=\"(max-width: 1456px) 100vw, 1456px\" \/>\t\t<\/div>\r\n\r\n\t\t<div class=\"content-wrapper\">\r\n\t\t\t\t\t\t\t<a href=\"https:\/\/fhi.nl\/en\/modelovereenkomsten\/\" class=\"content-wrapper__link\" target=\"\" rel=\"noopener noreferrer\"><\/a>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"content-wrapper__text\">\r\n\t\t\t\t\t<div class=\"content-wrapper__text-top\">\r\n\t\t\t\t\t\t<div class=\"content-wrapper__text-title h4\">Conditions and model agreements<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"content-wrapper__bottom\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t<\/div>\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t<div class=\"usps-block__column\" >\r\n\t\t<div class=\"usps-block__column-wrapper\">\t\t<div class=\"img-wrapper\">\r\n\t\t\t<div class=\"img-background\"><\/div>\r\n\t\t\t<div class=\"img-background--hover\"><\/div>\r\n\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1102\" src=\"https:\/\/fhi.nl\/app\/uploads\/2024\/06\/Afbeelding-GA-5-1-scaled.jpg\" class=\"background-img\" alt=\"\" srcset=\"https:\/\/fhi.nl\/app\/uploads\/2024\/06\/Afbeelding-GA-5-1-scaled.jpg 1920w, https:\/\/fhi.nl\/app\/uploads\/2024\/06\/Afbeelding-GA-5-1-300x172.jpg 300w, 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