We would like to inform you, in collaboration with our partner Klap Verzekeringen, about the new Pension Agreement, in collaboration with KLAP insurance. This agreement brings about major changes for employers and employees. Below we explain the most important changes and provide insights to prepare you well for the new developments surrounding the pension system.
What does the new pension agreement mean for your organization?
Last year, the Senate approved the Future Pension Act, which came into effect on 1 July 2023. The transition to the new pension system has consequences for both employees and employers.
What will change
In the new system, mid-salary and final salary schemes are no longer possible and everyone will build up a pension via a premium scheme where the premium is the same for everyone. This change has consequences for employees on their future pension build-up and for employers on the costs of their pension scheme.
An exception applies to existing defined contribution schemes. Employers may – under certain conditions – choose to continue the current age-dependent premium scheme for existing employees and only include new employees in the age-independent premium scheme within the new pension system.
Klap helps to make the impact for employers and employees clear.
Would you like an initial assessment of the potential impact of the new pension system on pension accrual for your employees and pension costs for your organization?
Then take advantage of our offer to have the Pension Agreement APK carried out by us.
In the Pension Agreement APK report we show the possible consequences for the employees and for you as an employer. The costs for any necessary compensation schemes are also included in the report.
Employers run the risk that the costs of the pension employment condition will rise sharply in the coming years after the introduction of the new pension system, partly as a result of possible compensation and transitional arrangements.
We are happy to think along with you and can advise you on solutions that are suitable for your organization.
First assessment of the impact of the Pension Agreement
The Pension Agreement APK analysis report provides you with an easily accessible initial assessment of the impact of the new pension system on employee pension accrual and the costs for employers and any necessary compensation arrangements plus the associated costs.
This initial assessment helps employers to provide direction for difficult choices and questions that need to be answered.
Costs Clap Pension Agreement APK analysis report:
– Companies with up to 10 employees: €550.
– Companies with 11 to 50 employees: €825.
– Companies with 51 to 100 employees: €1,100.
– Companies with 101 to 200 employees: €1,375.
– Companies with 201 to 500 employees: €1,650.
– Companies with 501 to 1000 employees: €1,925.–
As a member of FHI you will receive 10% discount on the costs mentioned above.
.jpg)
Questions about the Pension Agreement? Please contact:
- Agnetha van der Linden
- Pension Advisor
- avanderlinden@klap.com
- (020) 261 06 74
Are you curious about what the new pension agreement will mean for your organization?
In collaboration with KLAP Insurance Broker we invite you to a speed date session on the new pension agreement. This session provides insights into the recent changes and their impact on employers like you.
We would like to offer the first 10 members who respond to this invitation the opportunity to participate in this speed date worth 350 euros for free. Would you like to participate?
Please send an email to sandra.adriaans@fhi.nl to reserve your spot.
Nederlands